Introduction
PinPay is a secure electronic payment and money transfer service, using unique proprietary technology and a secure worldwide private data network to fulfill the needs of merchants and customers. For customers, PinPay provides low cost, simple to access and use of an electronic money account and money management services. All these benefits are delivered without age limits, credit requirements, banking relationships, or other restrictions. For each merchant, PinPay is the true answer and payment solution. It is responsive to the desires of merchants in that it allows all merchants to market and sell to the world’s customers without high payment processing fees, fraud losses, burdensome charge back rules, and high cross-border rate increases. PinPay has rapidly established the highest standard in online e-commerce payment transactions. Available worldwide, PinPay provides every online store merchant and every online consumer the technology and the services needed to transact online business in a very safe and highly secure environment.
About PinPay
Since 2002, the founders of PinPay have created software security for financial transactions and e-commerce solutions for companies and organizations of all sizes. Their outstanding reputation for excellent customer service means you will find dedicated and talented help for your payment, money transfer and related e-commerce and m-commerce requirements.
The Company's technology and superior system design heritage springs from years of experience in security software, defense systems engineering, graphic design, major systems software, banking software and Internet development. Their solutions to customer needs are born from practical business experiences and proven security and proprietary communications and network technology. They understand the realities of operating a business based on bottom-line profits and relate to customers’ needs. With the unique features and solid core services designed into the software and system, PinPay is the true NEXT generation in electronic payment and money transfer services; a service that will be used and appreciated by both merchants and customers for decades.
Dr. Glenn Gearhart, Founder of the Company and its CEO and Chairman of the Board since its incorporation, is responsible for management of the Company. He has over 35 years of professional experience in business development, management, law, computer sciences and engineering. Dr. Gearhart, a member of the California State Bar, holds a JD in Law from Western State University, an MS in Systems Engineering from West Coast University, and a BS in Electrical Engineering from Tri-State University.
Ian Clyne, Chief Technical Officer (CTO), is responsible for all technical aspects of the software products, services and Web sites offered by PinPay. He has over twenty-five years of experience in computer software development, and related security software design and testing. Mr. Clyne holds a BA Economics degree from Monash University.
John Stong, Chief Compliance Officer (CCO), and Director, is responsible for all regulatory compliance of PinPay and all PinPay operations, including all AML audits and all activities associated with FinCEN, BSA, KYC, OFAC and all foreign AML and other compliance regulations and activities. He has over forty-five years of experience in the production, marketing and sales of technical products and services. Mr. Stong holds a BBA in Business Administration from the University of Michigan.
Axel Dirksen, Director of Programming, is responsible for the design and performance of all coding developed by PinPay. He has over twenty-five years of experience in both computer and network security software design and testing. Mr. Dirksen holds a degree in Physics from the Freie University of Berlin, which equates to a U.S. Master of Science degree in Physics.
Kevin Gearhart, Chief Operations Officer (COO) and Director, is responsible for business operations. He has over a decade of direct experience in financial operations and in the development and operations of the PinPay system through its product development phase to its operational phase.
William Beaty, Vice President Sales, is responsible for coordination and leading the many PinPay master independent sales organizations (MISOs). He has over 30 years of experience in the selling of merchant accounts and payment systems, services and equipment for all of the major credit card companies and many processors. Mr. Beaty has been a key contributor to the structuring and development of the PinPay sales program.
Jules Miller, Vice President Strategic Relationships, is responsible for developing strategic business relationships. He has over 30 years of experience in the marketing and sales of systems, services and equipment and in the formation of corporate alliances and relationships. Mr. Miller has been a key participant in the establishment of a number of important PinPay business partnerships and business relationships.
Norman L. Frohreich, Vice President Financial Plans and Investor Relationships, is responsible for financial planning and investor relationships and the development of business relationships. He has over 37 years of experience in the development, financing and fiscal management of many businesses and public entities. He also has years of experience in investor relations activities. Mr. Frohreich holds a BS Economics degree from Purdue University.
Dr. Nio Reyes, Vice President PinPay Asia Pacific Operations, is responsible for the development of the Philippine and Asian operations. He has over 20 years of experience in the development of businesses and markets. As a resident of the Philippines and an active participant in sales and marketing of product and services to Asian businesses he is well qualified to contribute the structuring and development of the PinPay sales program and operations in Asia.
Ernie D. Delfin, Vice President Business Development, is responsible for the development agent networks and the expansion of PinPay in to various regions and countries. He has over 25 years of experience as a CPA in the financial administration and management of sales and business operations. Mr. Delfin holds a Bachelors Degree in Commerce, Major in Accounting, from Letran University, Manila Philippines.
Our mission is to assure PinPay and SoftCard are the most utilized, trusted and reliable electronic payment and money transfer service in the World. To be the technology and customer service leader in payment and transaction services requires a great deal of skill and superior dedication. The PinPay team is truly skilled and dedicated to providing every merchant and every SoftCard user with the best and the most effective and secure service in the world.
PinPay is regulated by the United States Treasury, and operates as a money service business under license and certification.
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