"PinPay caters to the cross-border shopping desires of the Internet users and gives online payment options to the 60% of the worlds population that has no way to pay online….thereby creating shopping demean…. PinPay delivers added customers, no fraud and higher profits to the merchant...the result is a ready and willing merchant!”

Agent Benefits

• Receptive online merchants and consumers...the need exists
• Large untapped merchant market...up to 900 million worldwide…..waiting for a salesman to arrive!
• Simple to sell... an add-on to the merchant's existing card payment transaction activities...but contractually and operationally independent of existing services...simple to install and quick merchant activation!

Sales Points

• Another convenient payment choice is provided to each Internet customer and Storefront shopper....convenience and choice are positive sales tools!
• Responsive to consumer Debit payment trends...Debit is now the leading consumer choice in payment systems!
• New low cost money transfer option for consumers!
• Higher security means expansion of participating consumers...by removing the payment fears to online transactions!
• Debit payment means higher net income to the merchant...lower processing fees and costs mean less expense and more income and profits!
• Quick and efficient settlement of payment is received...as quick as cash and more secure!
• No back-charges are incurred...immediate purchase payment with no hassles!
• Online service Installed with simple addition to existing shopping cart service!
• Storefront installation uses simple Internet access!