PinPay.net - Merchants

Merchant Introduction

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Store Merchants >
Payment Recipient Merchants >
Payment Distribution Merchants >
Merchant Account Agreement >
Merchant Account Fee Schedule >
Merchant Usage >

Partnership Account and Card Programs>

Lower Costs
Increased Customer Base
High Transaction Security
Reduced Fraud Risks
NO Chargebacks and No Payment Reversals>
NO Holdbacks
Easy and Quick Acceptance>

Online Store Merchant
The PINPAY Network is a secure electronic payment and transaction service providing lower transaction fees, lower fraud risks and NO chargebacks. All of these benefits bring more bottom line profits to your online store. As discussed in the white papers, PINPAY also opens your online store to international e-commerce with over one billion potential customers. PINPAY does not interfere with your existing payment services and operating agreements.

Store Merchant
With access to the Internet, PINPAY supports your merchant operations at any location-- at a physical address, a side walk sales site, a swap meet, county fair, any mobile or remote site. In addition to store purchases, PINPAY provides counter clerk assisted bill pay, card loading, card to card funds transfer, card to merchant payment transfer, and cash withdrawal services. These added customer services can bring more consumers to your store, assure customer loyalty, and increase sales.

Payment Recipient Merchant
A payment recipient merchant is any merchant, entity, business, organization or government agency which receives either regular or irregular payments from individuals, merchants, businesses, organizations, entities or others. PINPAY supports your collection of payments by allowing store merchants to assist cardholders in making direct bill payments. With internet access, cardholders can also make direct bill payments to you from anywhere at any time. Receiving payments is now simple and quick.

Payment Distribution Merchant
A payment distribution merchant is any merchant, business, individual, partnership, organization or government agency with payroll, assistance payments, interest payments or dividends, or any form of funds distribution transfer required to be made to a single party or a group. PINPAY supports your distribution payments by allowing you to make direct funds transfers to the individual recipient's debit card.

Consumers Prefer PIN-debit Payment
Consumers are flocking to debit cards. Surveys and historical data indicate that consumers now "prefer" paying with a debit card rather than a credit card. Debit cards and pre-paid cards are the wave of the future; you do not want to miss this large cash ready consumer market.

No Chargebacks and No Payment Reversals
PINPAY is a real-time payment system with immediate clearing and settlement, NO chargeback's and NO payment reversals. Every type of merchant can benefit from this cash-based no reversal payment transaction. It reduces risk exposure, fraud losses and risk management costs.

Easy and Quick Acceptance
Joining PINPAY is easy and quick. Just complete the application form online. If you are currently authorized to accept credit card payments or debit card payments for any POS, phone order, automated voice, mail order or online payment transaction you will likely be accepted for membership in the PINPAY Network and can commence accepting PIN-debit payments immediately. If you do not currently have a merchant account you can still join PINPAY and gain the many benefits, just submit an application. Click Here

Merchant SoftCard Usage Notice and Disclosure