A PinPay SoftCard is an electronic account. It includes a card number, a card account user name, a card account password, and a secure PIN code. It is issued following your online submittal of a card application. There are no age limits or credit restrictions on applying for or owning a SoftCard.
A PinPay SoftCard can be "loaded" by: transferring funds from at PinPay participating banks, financial institutions, and merchants; a card-to-card account transfer from another SoftCard; a money transfer from an authorized PinPay merchant, or a wire transfer from a participating bank or wire service.
There are no set-up fees, no monthly fees, no non-use fees and no annual fees charged to your PinPay SoftCard account. There are no fees for a direct money transfer from one SoftCard to another SoftCard account. For specific information on fees see the SoftCard agreement.
The SoftCard includes an online card account management feature that allows you to manage and view card account transactions, balances and activities. The online card account also provides many account and card control features.
The PinPay SoftCard supports the transfer of funds to another card and the receipt of fund from another card.
The PINPAY SoftCard supports the transfer of funds and the receipt of funds from another SoftCard account.
The PinPay SoftCard supports direct and immediate bill payment and product purchases to authorized PinPay merchants.
PinPay is regulated by the United States Treasury, and operates as a money service business under license and certification.
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